Keep More At Closing

Straight explanations of capital gains, depreciation recapture, and estate tax rules that shape what a Santa Barbara seller actually keeps after closing.

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Keep More At Closing

Capital Gains Tax on Investment Property

Capital Gains Tax on Investment Property

A breakdown of the taxes owed when selling investment property in Santa Barbara County, and the deferral options available before signing a listing agreement.

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Capital Gains When Selling a House

Capital Gains When Selling a House

What Santa Barbara homeowners owe in capital gains tax when selling a house, how the Section 121 exclusion works, and when it doesn't apply.

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Capital Gains Tax on Rental Property

Capital Gains Tax on Rental Property

How capital gains tax on a Santa Barbara rental property is calculated, including depreciation recapture, state tax, and how a 1031 exchange defers it.

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Capital Gains Tax on a Second Home

Capital Gains Tax on a Second Home

How capital gains tax applies to a Santa Barbara vacation home or second property, why Section 121 usually doesn't apply, and when a 1031 exchange can.

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Capital Gains Tax on Inherited Property

Capital Gains Tax on Inherited Property

How the stepped-up basis rule reduces capital gains tax on inherited Santa Barbara property, and when heirs still owe tax after a sale.

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Depreciation Recapture Tax When You Sell

Depreciation Recapture Tax When You Sell

How depreciation recapture tax works when selling Santa Barbara rental or commercial property, why it applies even without much gain, and how to defer it.

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How to Avoid Capital Gains Tax on Real Estate

How to Avoid Capital Gains Tax on Real Estate

How Santa Barbara property owners can legally reduce or avoid capital gains tax on real estate, from the primary-residence exclusion to a 1031 exchange.

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The 1031 Answer to Capital Gains Tax

The 1031 Answer to Capital Gains Tax

How Santa Barbara property owners defer capital gains tax with a 1031 exchange, what it actually requires, and where the strategy fits versus other options.

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The Section 121 Home Sale Exclusion

The Section 121 Home Sale Exclusion

How the $250,000 and $500,000 Section 121 exclusion works for Santa Barbara homeowners, who qualifies, and what happens to gain above the limit.

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Installment Sale Real Estate Explained

Installment Sale Real Estate Explained

How an installment sale spreads gain from a Santa Barbara property sale across multiple tax years, where it helps, and where it falls short of a 1031 exchange.

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Cost Segregation Study for Real Estate

Cost Segregation Study for Real Estate

What a cost segregation study does for a Santa Barbara commercial or rental property, how it interacts with depreciation recapture, and where a 1031 exchange fits.

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Opportunity Zone Tax Advantages

Opportunity Zone Tax Advantages

How Qualified Opportunity Zone investing defers and can reduce capital gains for Santa Barbara sellers, and how it compares with a 1031 exchange.

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Charitable Remainder Trust and Your Real Estate

Charitable Remainder Trust and Your Real Estate

How a charitable remainder trust can spread out capital gains on a highly appreciated Santa Barbara property, and how it compares with a 1031 exchange.

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Real Estate and Estate Taxes

Real Estate and Estate Taxes

How estate tax rules and stepped-up basis apply to Santa Barbara real estate, and why some owners use a 1031 exchange to hold appreciated property until death.

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